Greetings, world! This is Nitin, an Engineer (Ex-KPMG) who writes about personal finance topics like INVESTMENTS, RETIREMENT, INSURANCE, and ALTERNATIVE INVESTMENTS (LIKE CRYPTOCURRENCIES, NFTs, Metaverse, and more).

I embarked on a career in the Corporate world (Technical Pre Sales) over a decade ago. During the initial years of my professional journey, I must admit that I was a spendthrift, living in the present without any plans to secure my future.

However, the pandemic served as a wake-up call. Although I managed to hold onto my job, it was the first time I indeed contemplated the consequences of losing it. I realized I lacked substantial savings or alternative income sources to support myself and my family during such a crisis.

It was clear that I needed to take control of my life and be prepared for any future challenges. After thorough research and careful consideration, I arrived at a resounding conclusion: “I NEED TO FIX MY FINANCES.”

But fixing your finances is not an easy task. It takes informed and consistent efforts. I needed to learn how to invest and grow my money, plan my retirement well in advance, and ensure adequate insurance coverage to protect myself from unforeseen circumstances.

Fast forward to 2023, and now I am eager to give back to society. Through this personal blog of mine, I strive to share everything I have learned and still learning about INVESTMENTS, RETIREMENT, INSURANCE, and ALTERNATIVE INVESTMENTS, such as cryptocurrencies NFTs, Metaverse, and more)

Initially, I was captivated by the potential of Bitcoin and other cryptocurrencies. Hence, I was only learning and sharing cryptocurrency concepts in my blog (hence the name BlockchainFundas).

However, as I delved deeper into the subject, I realized that Bitcoin and cryptocurrencies should not dominate one’s investment portfolio. Cryptocurrencies are highly volatile due to limited adoption, uncertain regulations, and the lack of real-world utility for many of these coins.

Therefore, while my blog began with a focus on cryptocurrencies (hence the name BlockchainFundas), it now encompasses a broader range of asset classes, including stocks, real estate, gold, and other precious metals.

Being an Engineer has instilled in me a mindset that breaks down complex concepts into smaller, more comprehensible components. This analytical thinking has greatly facilitated my learning process.

Currently settled in Canada, I provide insights on INVESTMENTS, RETIREMENT, INSURANCE, and ALTERNATIVE INVESTMENTS (LIKE CRYPTOCURRENCIES, NFTs, Metaverse and more) specific to Canada and the USA.

Of course, my views and comments on this blog (www.blockchainfundas.com) are solely my own. They are intended solely for educational purposes. Before making any financial decisions, including but not limited to investments, retirement planning, or insurance choices, I strongly urge you to conduct your own research.

In conclusion, I invite you to join me on this financial journey as we navigate the intricacies of investments, retirement planning, and insurance decisions together. Let’s empower ourselves with knowledge and strive toward a prosperous future.

“In my ongoing financial journey, I have built a diversified portfolio of investments that includes Bitcoin and ADA, real estate, stocks, and index funds. 

Regarding retirement planning, I have taken steps to secure my future through RRSP in Canada and actively planning for my TFSA and FHSA. I am also exploring new schemes for fast and efficient retirement.

As I continue to progress on this path, I will make it a point to keep updating my portfolio. By sharing these updates, I hope to motivate and encourage you in your own financial journey. Feel free to suggest ideas and ask any questions you might have. Together, we can learn from one another and navigate the complex world of investments and retirement planning.”

In Summary:

My current portfolio of investments:

  • Bitcoin and ADA
  • Real estate
  • Stocks 
  • Index funds

Retirement Planning:

  • RRSP in Canada
  • Planning for FHSA and TFSA

Future Plans:

  • Increase my stock portfolio
  • Invest in Real Estate in Canada and USA
  • Invest in US stocks
  • May be one day Private Equity 🙂

Please note that this is not intended as a show-off, but rather to inspire and provide you with real-life experiences involving these financial products.