Nitin

Nitin

I am Nitin an Engineer-turned-Finance Enthusiast, on a mission to demystify personal finance concepts and help others take control of their financial future. Over the past three years, I've embarked on a transformative journey of managing my money, exploring various investment avenues, planing my retirement, buying the right insurances and delving into the world of alternate investments like cryptocurrencies and precious metals. As an Engineer, I've always had a knack for problem-solving and analysis, and I've applied those skills to the realm of personal finance. Whether you're a beginner looking to dip your toes into the world of finance or a seasoned investor seeking fresh perspectives, you'll find a wealth of information and guidance here.

RRSP : A Comprehensive Analysis

RRSP

Welcome to our in-depth exploration of the Registered Retirement Savings Plan (RRSP), a vital saving and investment wheel for retirement planning for residents and citizens of Canada. The Registered Retirement Savings Plan offers an array of investment options, including GICs,…

RRSP Contribution Limit

RRSP Contribution Limit

This guide will particularly talk about RRSP contribution limit. Ever since I immigrated from India to Canada as a Permanent Resident (PR), I have been researching retirement plans, investment options, and tax-saving investment opportunities. Thanks to the internet and the…

Charles Schwab Solo 401k Review

Charles Schwab Solo 401k

This guide presents an extensive analysis of the Charles Schwab solo 401(k) plan. Kindly note that the scope of this guide is exclusively centered around the Solo 401(k) or Individual 401(k) plan provided by Charles Schwab, tailored for self-employed individuals…

How to setup a solo 401k

how to setup a solo 401k

I will say, if you are self-employed, or a freelancer or a small business owner (with zero employees other than your spouse), you should consider a solo 401k retirement plan. I have been reading and writing about the plan quite…